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FeaturesGet paid•Collections & Gateway

Get Paid Without Giving Up a Cut

Card, bank debit, saved methods and a portal your customer can use without an account.

PCI SAQ-D Sandbox•Zero Card Storage

Get Paid Online Without Giving Away 3%

Accept credit cards and ACH bank transfers directly through your own merchant gateway. Your customer pays through an isolated sandbox with zero analytics scripts. No passwords to remember, no forced client accounts.

Monthly Billing Volume:$25,000
Flat-Rate Processors Take:

~$755/mo

Estimated Annual Savings:

+$3,480/yr

pay.billingmart.com/secure
256-bit TLS
Cardholder Name
Jane Doe
Card Number
•••• •••• •••• 4242VISA
Expires
08 / 29
Security Code
•••
01 • Invariant #5

Zero Card Data Storage

PAN and CVV exist only in temporary memory inside the charging function while it runs. Stored data is strictly tokenized vault IDs and card brand metadata.

02 • Invariant #8

Idempotency Claim

One succeeded payment per invoice forever. A time-boxed processing lease is claimed in a database transaction before hitting the gateway.

03 • Zero Passwords

Instant Client Portal

Clients access invoices and receipts via verified email and phone magic links. No client passwords to support or reset.

Enforced Platform Capabilities

Included in Get paid

Every feature below is active in production and enforced by server transactions.

Clients and portal

  • Client directory

    Starter

    Deduplicated by email and phone, with contacts, addresses and per-client terms.

    Server verifiedclients
  • Client portal

    Starter

    Your customer signs in with a verified email or phone — no password — and sees every bill you have sent them.

    Server verifiedportal
  • Client account statements

    Professional

    One document per client covering a period: what was billed, what was paid, what is open.

    Server verifiedclient-statements

Getting paid

  • Public pay page

    Starter

    A token link on its own PCI-scoped origin showing a snapshot of the invoice — never the invoice record.

    Server verifiedpay-link
  • Card payments

    Starter

    The charge amount is computed on the server at charge time; a page never decides an amount.

    Server verifiedpay-card
  • ACH bank debit

    Starter

    Bank debit with return and change-of-account polling, so a return days later moves the invoice out of paid.

    Server verifiedpay-ach
  • Cash, check and bank transfer

    Starter

    Record a payment taken outside BillingMart against the invoice it settles.

    Server verifiedpay-offline
  • Authorize, capture, void and refund

    Professional

    Hold an amount and settle it later; void before settlement, refund after — in full or in part.

    Server verifiedpay-capture
  • Saved payment methods

    Professional

    A vault id and the last four digits. The card number itself is never stored, anywhere.

    Server verifiedsaved-methods
  • Autopay

    Professional

    Your customer consents in their own portal; the consent is stamped by the server and audited.

    Server verifiedautopay
Next Stage in Product Walk

Stop chasing: Automate Cash Flow — Stop Chasing Payments

The invoices that repeat, and the reminders you would otherwise have to remember to send.

Continue to Stop chasing →

Ready to start with Get paid?

Starter is free and stays free forever. Scale to Professional or Business as your billing grows.

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