Source: https://billingmart.com/privacy/kentucky [Legal](https://billingmart.com/legal) Kentucky Privacy Rights # Kentucky Privacy Rights Your rights under the Kentucky Consumer Data Protection Act, and how BillingMart.com LLC handles personal data about Kentucky residents. Last revised: October 2026 • Version: 1.0 ## Contents 1. Scope of This Notice2. Our Two Roles3. Personal Data We Collect4. How We Use It5. How We Disclose It6. Your Rights7. How to Make a Request8. Verification and Authorized Agents9. When We Respond10. Appeals and Complaints11. Exceptions and Limits12. Retention13. Non-Discrimination14. General Terms15. Disclaimers, Limitation of Liability and Indemnification [← All legal agreements](https://billingmart.com/legal) ## 1. Scope of This Notice This notice supplements our [Privacy Policy](https://billingmart.com/privacy) for residents of Kentucky. It applies to the extent the Kentucky Consumer Data Protection Act (in effect from January 1, 2026) applies to BillingMart.com LLC, a New Mexico limited liability company ("BillingMart", "we"). It summarizes that law; the law itself controls, and this notice is not legal advice. [Submit a Kentucky privacy request](https://billingmart.com/privacy-request?state=KY) ## 2. Our Two Roles - **For our own records** — people who visit billingmart.com, contact us, receive our marketing, or hold a BillingMart account — BillingMart decides how personal data is used, and this notice applies directly. - **For a Business's records** — if a business that uses BillingMart (a "Business") bills you, the Business decides what it collects about you and why; BillingMart processes that data on the Business's instructions as its service provider or processor. Requests about those records belong with the Business. If you send one to us, we may refer it to the Business, tell you we have done so, and help the Business respond as the law and our contract with it require. ## 3. Personal Data We Collect Depending on how you deal with us, we collect: - **Identifiers and contact details** — name, email address, phone number, postal address, account and workspace identifiers. - **Account and sign-in data** — sign-in method and security settings. Passwords and second factors are handled by our identity provider. - **Commercial and billing records** — invoices, estimates, payments, plans and purchases. For cards we keep only the last four digits and the card type; full card numbers are handled by the payment processor and not stored by us. - **Communications** — messages you send us, contact-form and privacy requests, and the delivery status of messages we send. - **Device and usage data** — network address, browser and device type, and how the service is used. Website analytics runs only if you enable it in our [Cookie Settings](https://billingmart.com/cookies) , and product analytics in the console and apps only if you accept it. - **Signatures and authorizations** — as described in our [E-Sign Consent](https://billingmart.com/e-sign) . We collect it from you, from the Business that bills you, from your device, and from service providers that help us run BillingMart (for example payment processors and identity providers). ## 4. How We Use It To provide, secure and support BillingMart; to process payments and deliver records and messages; to verify identity and prevent fraud and abuse; to communicate with you, including marketing you may opt out of; to improve the service; to keep the records the law requires; and to establish, exercise or defend legal claims. ## 5. How We Disclose It We disclose personal data to our service providers under contract (listed on our [Subprocessors](https://billingmart.com/subprocessors) page); to the Business whose records it is; when the law, a court or a regulator requires it, or to protect rights, safety and security; and in a merger, acquisition, financing or sale of assets. **We do not sell personal data, we do not share it for targeted or cross-context behavioral advertising, and we do not use it for profiling that produces legal or similarly significant effects.** ## 6. Your Rights Subject to the limits in the law and in section 11, Kentucky residents have: - **Right to know and access.** Confirm whether we process your personal data and get access to it, including the categories we collected, why, and who we disclosed it to. - **Right to delete.** Ask us to delete personal data we hold about you, subject to the exceptions below. - **Right to correct.** Ask us to correct inaccurate personal data, taking into account its nature and why we process it. - **Right to a portable copy.** Get a copy of personal data you gave us in a usable, portable format, where technically feasible. - **Right to opt out.** Opt out of the sale of personal data, its use for targeted advertising, and profiling that produces legal or similarly significant effects. We do none of these. - **Sensitive data.** We do not process sensitive personal data without consent where the law requires consent, and you may withdraw that consent. - **Right to appeal.** Appeal our decision on your request, as section 10 describes. ## 7. How to Make a Request Use our [Data Removal Request](https://billingmart.com/privacy-request?state=KY) form. We email you a link to confirm the request; we act only on confirmed requests. If you cannot use the form, use our [Contact page](https://billingmart.com/contact) and say it is a privacy request. ## 8. Verification and Authorized Agents To protect you, we must verify that a request comes from the person it is about before we act on it. We match the details you give against our records and may ask for more information. For a request to delete or correct, or for specific pieces of data, we may require a higher degree of certainty, including a signed declaration under penalty of perjury where the law allows. If we cannot verify a request, we may deny it and will tell you why. We use the information you give for verification only to process the request. An authorized agent may submit a request for you where the law allows. We will require proof of the agent's authority signed by you, and we may ask you to verify your identity directly and confirm the request with us. ## 9. When We Respond We respond within 45 days of receiving a request. Where reasonably necessary, and as the law allows, we may extend that once by 45 days; if we do, we will tell you within the first period and say why. We respond free of charge. Where the law allows, we may limit the number of requests in a 12-month period, and may decline, or charge a reasonable fee for, requests that are manifestly unfounded, excessive or repetitive, and will tell you why. ## 10. Appeals and Complaints If we decline to act on your request, you may appeal within a reasonable time by submitting an "Appeal a decision" request on the same form with your request's reference number. We will decide your appeal within 60 days and tell you why. If you disagree with our decision, you may contact the Kentucky Attorney General. ## 11. Exceptions and Limits Your rights are subject to the exceptions in the law. We may keep, or decline to delete, correct or disclose, personal data where the law permits, including to: - complete a transaction, provide a service you or a Business asked for, or perform a contract; - keep records the law requires, including financial, tax and payment records — a Business's invoices, payments and receipts that name you remain that Business's records; - detect, prevent and respond to security incidents, fraud and illegal activity; - debug, repair and maintain the service; - comply with a legal obligation, court order, subpoena or regulator; - establish, exercise or defend legal claims; - protect the rights, safety or property of any person; and - carry out internal uses reasonably aligned with your expectations. We are not required to re-identify de-identified or pseudonymous data, to keep data longer than we otherwise would in order to answer a request, or to disclose data in a way that would reveal trade secrets or another person's data. Data deleted from live systems is removed from backups as they age out on their normal schedule. ## 12. Retention We keep personal data for as long as needed for the purposes above, then delete or de-identify it, unless the law requires or permits a longer period. ## 13. Non-Discrimination We will not discriminate against you for exercising your privacy rights, for example by denying service or charging a different price, except as the law permits. ## 14. General Terms - **The Terms of Service control.** This page forms part of, and is governed by, the [Terms of Service](https://billingmart.com/terms) , the [Privacy Policy](https://billingmart.com/privacy) and the [Acceptable Use Policy](https://billingmart.com/aup) . If this page and the Terms of Service conflict, the Terms of Service control. - **No additional obligations.** This page describes how BillingMart.com LLC ("BillingMart", "we", "us") operates. It does not create a contract, a warranty, a guarantee or any obligation beyond those in the Terms of Service and those that applicable law imposes, and nothing on it waives a right, defense, privilege or exemption available to BillingMart under the Terms of Service or the law. - **Disclaimers and limits apply.** The warranty disclaimers, limitation of liability, governing law (New Mexico) and binding arbitration provisions of the Terms of Service apply to everything described here, to the fullest extent the law allows. - **No third-party beneficiaries.** This page confers no rights or remedies on any person other than as applicable law requires. - **Changes.** We may update this page at any time by posting a new version here; the "Last revised" date shows when it last changed. A change applies from when it is posted unless the law requires otherwise. Continued use of BillingMart after a change means you accept it. - **Severability.** If any part of this page is found unenforceable, the rest remains in effect, and the unenforceable part is limited to the minimum extent necessary. - **Questions.** Use our [Contact page](https://billingmart.com/contact) . For a privacy request, use the [Data Removal Request](https://billingmart.com/privacy-request) page. ## 15. Disclaimers, Limitation of Liability and Indemnification This section restates, and this page incorporates by reference, Sections 10 (Warranties and Disclaimers), 11 (Limitation of Liability) and 11A (Indemnification) of the [Terms of Service](https://billingmart.com/terms#disclaimers) . They apply to everything this page describes, to the fullest extent the law allows, and the Terms of Service control if the two differ. Where applicable law does not permit a disclaimer, limitation or exclusion below, it applies to the extent the law permits. THE PLATFORM, CONSOLE, REST APIS, PAY PAGES AND EVERY SERVICE, FEATURE, PAGE, NOTICE AND PROCESS DESCRIBED HERE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, BILLINGMART.COM LLC AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE. IN NO EVENT SHALL BILLINGMART, ITS OFFICERS, DIRECTORS, MEMBERS, MANAGERS, EMPLOYEES, AGENTS OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF REVENUE, PROFIT, GOODWILL, OR TRANSACTIONAL DATA, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE PLATFORM OR ANYTHING DESCRIBED ON THIS PAGE, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING UNDER THE TERMS OF SERVICE OR THIS PAGE SHALL BE STRICTLY LIMITED TO THE TOTAL FEES PAID BY YOU TO BILLINGMART IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, WHICH MAY BE ZERO. **Indemnification.** The indemnity in [Section 11A of the Terms of Service](https://billingmart.com/terms#indemnification) — your defense and indemnification of the BillingMart Parties against claims arising from your use of the Services, the content you send, your dealings with your customers and the consents and notices the law requires of you — applies to the activities this page describes as if set out here in full. Nothing on this page creates a warranty, a service level, a guarantee or a duty of care beyond those stated in the Terms of Service, and every exemption, safe harbor, limitation and defense available to BillingMart under applicable law is preserved. ### Legal and compliance questions If you have questions regarding this agreement, or need a countersigned copy of our Data Processing Addendum, contact us at [legal@billingmart.com](mailto:legal@billingmart.com) or write to our privacy officer at [privacy@billingmart.com](mailto:privacy@billingmart.com) . ## Related legal documents [Terms of Service Read document →](https://billingmart.com/terms) [Privacy Policy Read document →](https://billingmart.com/privacy) [Data Processing Addendum Read document →](https://billingmart.com/dpa) [Acceptable Use Policy Read document →](https://billingmart.com/aup) [Service Level Agreement Read document →](https://billingmart.com/sla) [Cookie Policy Read document →](https://billingmart.com/cookies) [Subprocessors Read document →](https://billingmart.com/subprocessors) [E-Sign Consent Read document →](https://billingmart.com/e-sign) [Accessibility Statement Read document →](https://billingmart.com/accessibility) [Text Message Terms Read document →](https://billingmart.com/sms-terms) [US State Privacy Rights Read document →](https://billingmart.com/privacy/states) [Data Removal Request Read document →](https://billingmart.com/privacy-request) [Partner Program Agreement Read document →](https://billingmart.com/legal/partner-agreement) --- This is the Markdown copy of https://billingmart.com/privacy/kentucky. Live plans, prices and limits are published as JSON at https://billingmart.com/plans.json and https://billingmart.com/agent-info.json.